Personal Loan
Personal loan in Lucknow start interest rates -10.99%* avail lowest interest rates and quick peocess personal loan in your Lucknow city.
Salaried personal loans are useful for many types of requirements for education,personal loan for business expansion, personal loan for home renovation, personal loan for medical bills, personal loan for wedding expenses, personal loan top up and balance transfer, personal loan for home Construction.
Personal loans interest rates starting 10.99% personal loan processing fees are 2% to 3% and Lander, government tax charges.
Avail the best personal loan up to 40.Lac without collateral or pledging any type of asset. Banks and NBFCs first check credit scores, salary eligibility, and income documents, after they process the personal loan application.
Personal Loan Types of Requirement in Lucknow
Personal Loan for Education – As a personal loan we can use our abroad study fees and other professional Education.
Business Expansion – Personal loan for business purposes.
Home Renovation Personal Loan – We can use personal loan for our home renovation and construction purposes.
Wedding Personal Loan – Avail personal loan for wedding purposes we know very high expenses in India for wedding.
Tour and Travel Personal Loan- Everyone want tour India and abroad its high costly get best personal loan for tour and travel parlous.
Personal Loan for the Medical Bill – If there is a medical emergency than you can apply personal loan.
Personal Loan Benefits in Lucknow
Quick Approval – Salaried persons avail of personal loans very quickly.
Less Documents— We can apply for personal loans with little paperwork, and online personal loan services are also available.
Collateral Free – No property document is required. You can avail.
Low Amount- You can avail yourself of the best personal loan, 50k, at a low amount.
Interest Rates— Personal loan interest rates start at 10.70%, as per Lander’s offer and terms and conditions.
Personal Loan Fees and Charges
Processing Fees- Online personal loan processing fees start at 2% to 4% of the loan amount and insurance charges.
Foreclosure Fees/Charges – As pr 13 months to 48 months at 2% to 5% of principal due amount and as pr lender policy.
Late Payment Charges – As per Lenders norms and on the overdue principal or EMI – 3%.
Personal Loan Interest Rates in Lucknow
| BANKS | INTEREST RATES | PROCESSING FEES | ENQUIRY FORM |
|---|---|---|---|
| Axis Bnak Personal Loan | Start 11.20%* p.a- 22%*p.a | AUp to 2% + other charges. | Apply Now |
| HDFC Bank Personal Loan. | Start -10.75%* p.a.-24.00%p.a | 4.999 RS+GST + other charges. | Apply Now |
| ICICI Bank Personal Loan. | Start – 10.85%*p.a.-16.50%p.a | Up to 2%*+other charges | Apply Now |
| Fedral Bank Personal Loan | Start – 11.50%*p.a.-14.50%*p.a | Up to 2% +other charges. | Apply NOW |
| Kotak Bank Personal Loan. | Start -10.99%*p.a. | AUp to 3%*+other charges. | Apply Now |
| Yes Bank Personal Loan | Start – 10.99%*p.a.-20%*p.a. | Up to 2.5% + other charges. | Apply Now |
| IDFC First Personal Loan. | Start – 10.90%*p.a.-36%*p.a | Up to 3.5% + other charges. | Apply Now |
| IIFL Personal Loan. | Start –12.75%*p.a.-42%p.a. | 2% to 8 % + other charges. | Apply Now |
| Aditya Birla Capital | Start – 10.99%*p.a.-30%p.a. | Up to 3% + other charges. | Apply Now |
| Indusind Bank Personal Loan. | Start – 10.50%*p.a.- 18%p.a | Up to 3.5% + other charges. | Apply Now |
Documentations of Personal Loan in Lucknow
Address Proof: Aadhar card, passport, Driving License, Telephone Bill, Ration Card, voter ID card, utility bill.
Age Proof- PAN CARD, voter ID, Birth certificate, SSC certificate, Aadhar card, etc.
ID Proof- Aadhar card, passport, Driving License, Telephone Bill, Ration Card, voter ID, etc.
Income Proof- Salary slip- 3 months latest, Bank statement for last six months salary a/c., form- 16 previous two years, form 26 last two years.
Applicant Eligibility for Personal Loan in Lucknow
1. The applicant should be a salaried and professional self-employed person, an employee of the public sector, a Pvt ltd/central govt employee, or a public sector undertaking.
2. Apply for a personal loan. The applicant’s age should be 21 years.
3. No overdue on any loan or credit card.
4. Applicant’s credit score should be a minimum of 720 and above.